The Common Stock of Prudential Financial, Inc. is traded on the New York Stock Exchange under the symbol 'PRU.'

EquiServe Trust Company, N.A., is the transfer agent for Prudential Financial, Inc. They can assist registered shareholders with a variety of shareholder-related services, including:

   • Change of address
   • Transfer of stock
   • Other account services

As a registered shareholder, you may access your account online or send an e-mail by visiting prudential.equiserve.com or contacting EquiServe:

By Phone:
800-305-9404 (U.S.) Stock and General Information
732-512-3782 (Outside U.S.)
800-619-2837 (TDY/TDD # hearing-impaired)
Customer Service Representatives are available Monday-Friday from 8 a.m. until 7 p.m. (EST). An Interactive Voice Response System is available 24 hours a day, 7 days a week.

In Writing:
EquiServe Trust Company, N.A.
P.O. Box 43033, Providence, RI 02940-3033

Prudential Financial’s shareholders are invited to attend our annual meeting which will be held on June 11, 2002, beginning at 2 p.m. at the Meadowlands Exposition Center in Secaucus, NJ. Additional information is available in the proxy statement.

You can contact Prudential Financial’s Corporate Information Service at 877-998-7625 at any time to obtain or listen to financial results or press releases or to hear answers to frequently asked questions. In addition, you may request a copy of our Annual Report on Form 10-K which we will send to you without charge. You may also access financial information and press releases online at www.prudential.com.

Visit the Prudential website at www.prudential.com for information on products and services.

Institutional investors, analysts and other members of the professional financial community can contact our Investor Relations department via e-mail at investor.relations@prudential.com, or visit the Investor Relations web pages at www.prudential.com.

Prudential Financial, Inc.
751 Broad Street, Newark, NJ 07102
800-346-3778 or 973-802-6000

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