The average annual total returns reflect the reinvestment of all dividends and capital gains, and the deduction of investment management fees, expenses, as well as Survivorship Preferred^®'s specific Mortality and Expense Risk Charge. The returns do not reflect other life insurance policy charges (sales, administration, and actual cost of insurance) nor any applicable surrender or lapse charges, which would significantly lower the stated returns. For these returns, we assume, hypothetically, that the contract was allocated to each underlying portfolio from the date that the portfolio was first made available through the separate account that supports your variable life contract. You may obtain a personalized illustration of historical performance, from your licensed financial professional, which reflects the cost of your policy's insurance protection.

Please refer to the hypothetical illustrations in the prospectus which shows the effect of performance of various assumptions regarding the cost for insurance protection.

The returns may reflect hypothetical investment experience as though Survivorship Preferred^® has been in existence since the inception of the separate account or introduction of the indicated portfolio within the account. Survivorship Preferred^® was first offered in December, 1995.

The chart above shows the historical performance of The Prudential Series Fund subaccounts of the Prudential Variable Appreciable Accounts. The "Accounts" are available through Survivorship Preferred^® life insurance policy.

¹The Janus Aspen Series Janus Portfolio was formerly known as the Janus Aspen Large Cap Growth Portfolio. The effective date of this change was May 1, 2009.

An investment in the Prudential Series Fund Money Market Portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in the Portfolio. The yield quotation more closely reflects the current earnings of the Money Market Portfolio than the total return quotation.

With respect to the SP Portfolios of The Prudential Series Fund, Inc., the Portfolio's investment manager (Prudential Investments LLC) is absorbing a portion of the expenses of certain portfolios. That expense absorption may be discontinued at any time. Absent such expense absorption, the performance quoted would be lower. Performance returns without the expense absorption are available without charge upon request from your variable life and variable annuity customer service call centers.

The Prudential Series Fund investment portfolios are available to the public only through variable life and variable annuity contracts. The performance of these portfolios is not related to that of any other retail mutual funds, despite any similarities in their names, investment objectives or policies.

Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. For cost and complete details for coverage, contact your licensed financial professional or refer to the prospectus.

Survivorship Preferred^® is issued by The Prudential Insurance Company of America and is distributed by Pruco Securities LLC (member SIPC), both located at 751 Broad Street, Newark, NJ 07102-3777. All are Prudential Financial companies. Prudential Financial and the Rock logo are service marks of The Prudential Insurance Company of America, Newark, NJ, and its affiliates. Each company is solely responsible for its own respective financial conditions and contractual obligations.

The policy contract number for Survivorship Preferred^® is SVUL-95.

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SVUL IFS-A126745
Edition 4/2009