Pruco Life's
Survivorship Variable Universal Life®
Monthly Performance Review - 10/31/2009
Past performance does not guarantee future results. Current performance may be lower or higher than the past performance data quoted. The investment return and principal value of an investment will fluctuate so that an investor's units, when redeemed, may be worth more or less than their original cost. The most recent month end performance is available at www.prudential.com.
  Average Annual Total Returns
As of 10/31/2009
Average Annual Total Returns
As of 9/30/2009
Investment Option SubaccountsInception DateYTD
%
1 Year
%
3 Years
%
5 Years
%
10 Years
%
Since
Inception
%
1 Year
%
5 Years
%
10 Yrs/Since
Inception
%
Global/International Equity:          
Global04/17/8922.7617.11-7.192.43-0.814.73-2.563.39-0.09
SP International Growth09/22/0027.3226.39-7.462.52N/A-4.15-0.723.77-3.86
SP International Value09/22/0027.2425.53-4.475.77N/A0.381.776.710.56
T.Rowe Price International Stock03/31/9441.4237.65-4.923.86-0.292.955.224.870.19
Large-Cap Growth:          
AST Marsico Capital Growth12/23/9718.986.51-7.56-1.08-1.133.46-9.61-0.73-0.28
AST T. Rowe Price Large Cap Growth05/02/9637.5728.34-3.412.63-1.982.468.463.23-1.36
Jennison05/01/9529.3221.27-3.051.86-2.625.872.462.57-1.77
SP Strategic Partners Focused Growth09/22/0031.0420.97-2.142.18N/A-3.971.522.53-3.96
Janus Aspen Series Janus109/13/9323.5217.30-4.680.75-3.715.05-1.271.63-2.76
MFS® Growth Series07/24/9525.1915.81-0.983.43-2.355.16-0.284.70-1.61
Large-Cap Blend:          
Equity04/17/8924.8516.23-4.821.830.787.46-2.142.401.07
Stock Index04/17/8915.898.60-8.03-0.80-2.027.06-7.85-0.13-1.23
Large-Cap Value:          
AST Large Cap Value01/04/9411.183.92-13.53-3.05-1.993.66-12.15-2.52-1.35
SP Davis Value09/22/0020.689.87-8.08-0.29N/A-0.06-8.180.240.11
Value04/17/8928.3820.31-7.572.293.418.02-0.453.303.73
Mid-Cap Growth:          
SP Mid Cap Growth09/22/0017.817.02-8.21-2.63N/A-6.85-9.47-1.65-6.56
SP Prudential U.S. Emerging Growth09/22/0028.6119.06-1.065.86N/A-0.781.367.49-0.47
Mid-Cap Value:          
American Century VP Value05/01/9610.795.23-7.78-0.044.015.84-6.910.374.25
Small-/Mid-Cap Growth:          
Franklin Small-Mid Cap Growth Securities Fund Cl 205/05/0029.1717.57-5.88-0.37N/A0.37-3.160.550.71
Small-Cap Growth:          
AST Small Cap Growth01/04/9418.4612.84-5.950.06-5.603.11-7.311.86-3.33
Small-Cap Value:          
SP Small Cap Value09/22/0014.847.06-7.99-0.32N/A3.41-8.680.944.17
Balanced:          
Conservative Balanced04/17/8914.2413.63-1.501.871.665.552.092.181.90
Flexible Managed04/17/8913.0611.54-3.131.591.216.19-0.971.931.48
Fixed Income:          
Diversified Bond04/17/8918.2622.826.154.885.616.4114.324.715.44
High Yield Bond04/17/8940.4136.453.924.784.525.9914.894.774.27
SP PIMCO High Yield09/22/0038.3936.012.513.62N/A5.3614.143.595.18
SP PIMCO Total Return09/22/0013.1121.056.694.89N/A6.0416.654.956.03
Money Market:          
Money Market
7-Day Current Net Yield as of 10/31/2009: -0.85 %
04/17/89-0.36-0.212.052.272.123.220.012.292.17
Asset Allocation Profile:          
SP Aggressive Growth Asset Allocation09/22/0019.6212.19-8.210.14N/A-2.38-6.320.92-2.19
SP Balanced Asset Allocation09/22/0016.9915.78-2.612.20N/A1.371.962.711.48
SP Conservative Asset Allocation09/22/0015.6217.160.383.17N/A2.956.453.553.03
SP Growth Asset Allocation09/22/0017.9513.48-5.811.03N/A-0.55-2.881.71-0.39
 
The average annual total returns reflect the reinvestment of all dividends and capital gains, and the deduction of investment management fees, expenses, as well as Survivorship Variable Universal Life®'s specific Mortality and Expense Risk Charge. The returns do not reflect other life insurance policy charges (sales, administration, and actual cost of insurance) nor any applicable surrender or lapse charges, which would significantly lower the stated returns. For these returns, we assume, hypothetically, that the contract was allocated to each underlying portfolio from the date that the portfolio was first made available through the separate account that supports your variable life contract. You may obtain a personalized illustration of historical performance, from your licensed financial professional, which reflects the cost of your policy's insurance protection.
The returns may reflect hypothetical investment experience as though Survivorship Variable Universal Life® has been in existence since the inception of the separate account or introduction of the indicated portfolio within the account. Survivorship Variable Universal Life® was first offered in May 2000.
Please refer to the hypothetical illustrations in the prospectus which shows the effect of performance of various assumptions regarding the cost for insurance protection.
THIS MATERIAL MUST BE PRECEDED OR ACCOMPANIED BY A CURRENT PROSPECTUS AND PRODUCT MATERIAL (Product brochure/Information or Illustration).
Investors should consider the contract and the underlying portfolios' investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and the underlying portfolio prospectus contain information relating to investment objectives, risks, and charges and expenses as well as other important information. You should read the prospectuses carefully before investing.
An investment in the Prudential Series Fund Money Market Portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in the Portfolio. The yield quotation more closely reflects the current earnings of the Money Market Portfolio than the total return quotation.
1The Janus Aspen Series Janus Portfolio was formerly known as the Janus Aspen Large Cap Growth Portfolio. The effective date of this change was May 1, 2009.
With respect to the SP Portfolios of The Prudential Series Fund, Inc., the Portfolio's investment manager (Prudential Investments LLC) is absorbing a portion of the expenses of certain portfolios. That expense absorption may be discontinued at any time. Absent such expense absorption, the performance quoted would be lower. Performance returns without the expense absorption are available without charge upon request from your variable life and variable annuity customer service call centers.
Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. For cost and complete details for coverage, contact your licensed financial professional or refer to the prospectus.
The Prudential Series Fund investment portfolios are available to the public only through variable life and variable annuity contracts. The performance of these portfolios is not related to that of any other retail mutual funds, despite any similarities in their names, investment objectives or policies.
Survivorship Variable Universal Life® is issued by Pruco Life Insurance Company (except in New Jersey and New York, where it is issued by Pruco Life Insurance Company of New Jersey), and is distributed by Pruco Securities LLC (member SIPC). Both Pruco Life companies are located at 213 Washington Street, Newark, NJ 07102-2992 and Pruco Securities Corporation is located at 751 Broad Street, Newark, NJ 07102-3777. All are Prudential Financial companies. Prudential Financial and the Rock logo are registered service marks of The Prudential Insurance Company of America, Newark, NJ, and its affiliates. Each company is solely responsible for its own respective financial conditions and contractual obligations.
The policy contract number for Survivorship Variable Universal Life® is SVUL-2000.
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SVULll IFS-A104283
Edition 4/2009