Pruco Life's
PruselectSM II
Monthly Performance Review - 10/31/2009
Past performance does not guarantee future results. Current performance may be lower or higher than the past performance data quoted. The investment return and principal value of an investment will fluctuate so that an investor's units, when redeemed, may be worth more or less than their original cost. The most recent month end performance is available at www.prudential.com.
  Average Annual Total Returns
As of 10/31/2009
Average Annual Total Returns
As of 9/30/2009
Variable Investment SubaccountsInception DateYTD
%
1 Year
%
3 Years
%
5 Years
%
10 Years
%
Since
Inception
%
1 Year
%
5 Years
%
10 Yrs/Since
Inception
%
Specialty:          
Natural Resources04/17/8957.5454.904.8916.6118.6213.556.0716.9617.93
Global/International Equity:          
Global04/17/8923.0617.45-6.922.73-0.525.13-2.283.700.21
T. Rowe Price International Stock06/07/9941.7738.06-4.644.170.020.785.535.180.50
Large-Cap Growth:          
Jennison05/01/9529.6421.64-2.762.16-2.326.192.772.87-1.47
Janus Aspen Series Janus - Inst Shrs106/07/9923.8417.66-4.401.05-3.41-2.24-0.971.92-2.46
MFS®Growth Series06/07/9925.4916.15-0.703.73-2.05-0.970.015.01-1.31
Large-Cap Blend:          
Equity04/17/8925.1516.57-4.542.131.097.86-1.852.711.38
Stock Index04/17/8916.188.94-7.76-0.50-1.757.56-7.570.17-0.97
Large-Cap Value:          
Value04/17/8928.6920.68-7.292.593.738.46-0.153.614.05
Mid-Cap Value:          
American Century VP Value06/07/9911.065.54-7.500.264.333.05-6.630.674.56
Small-Cap Blend:          
Small Capitalization Stock04/25/9511.784.72-8.060.405.557.83-11.271.976.19
Balanced:          
Conservative Balanced05/01/9114.5313.96-1.202.171.965.342.392.492.20
Flexible Managed05/01/9113.3411.87-2.841.891.515.88-0.672.241.79
Fixed Income:          
Diversified Bond05/01/9118.5523.186.465.195.926.3714.665.015.75
Government Income05/01/917.4513.265.554.245.526.069.514.195.44
High Yield Bond05/01/9140.7636.854.245.084.847.0415.245.084.59
Money Market:          
Money Market
7-Day Current Net Yield as of 10/31/2009: -0.55 %
05/01/91-0.110.092.362.582.413.200.312.602.45
 
The average annual total returns reflect the reinvestment of all dividends and capital gains, and the deduction of investment management fees, expenses, as well as PruselectSM II's specific Mortality and Expense Risk Charge. The returns do not reflect other life insurance policy charges (sales, administration, and actual cost of insurance) nor any applicable surrender or lapse charges, which would significantly lower the stated returns. For these returns, we assume, hypothetically, that the contract was allocated to each underlying portfolio from the date that the portfolio was first made available through the separate account that supports your variable life contract. You may obtain a personalized illustration of historical performance, from your licensed financial professional, which reflects the cost of your policy's insurance protection.
Please refer to the hypothetical illustrations in the prospectus which shows the effect of performance of various assumptions regarding the cost for insurance protection.
The returns may reflect hypothetical investment experience as though PruselectSM II has been in existence since the inception of the separate account or introduction of the indicated portfolio within the account. PruselectSM II was first offered in May 1991.
The chart above shows the historical performance of the Prudential Series Fund subaccounts of the Pruco Life Variable Universal Account (the "Account"). The Accounts are available through Pruco Life's PruselectSM II life insurance policy.
THIS MATERIAL MUST HAVE BEEN PRECEDED BY A PROSPECTUS.
Investors should consider the contract and the underlying portfolios' investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and the underlying portfolio prospectus contain information relating to investment objectives, risks, and charges and expenses as well as other important information. You should read the prospectuses carefully before investing.
An investment in the Prudential Series Fund Money Market Portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in the Portfolio. The yield quotation more closely reflects the current earnings of the Money Market Portfolio than the total return quotation.
1The Janus Aspen Series Janus Portfolio was formerly known as the Janus Aspen Large Cap Growth Portfolio. The effective date of this change was May 1, 2009.
Inception date is the date the Portfolio was first made available to contract owners. Returns of less than one year are not annualized. As of January 1, 1992 Pruco Life no longer offers these contracts for sale.
Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. For cost and complete details for coverage, contact your licensed financial professional.
The Prudential Series Fund investment portfolios are available to the public only through variable life and variable annuity contracts. The performance of these portfolios is not related to that of any other retail mutual funds, despite any similarities in their names, investment objectives or policies.
PruselectSM II was issued by Pruco Life Insurance Company and was distributed by Pruco Securities LLC (member SIPC). Pruco Life is located at 213 Washington Street, Newark, NJ 07102-2992 and Pruco Securities LLC is located at 751 Broad Street, Newark, NJ 07102-3777. All are Prudential Financial companies. Each company is solely responsible for its own respective financial conditions and contractual obligations. Prudential Financial and the Rock logo are registered service marks of The Prudential Insurance Company of America, Newark, NJ, and its affiliates.
The policy contract number for PruselectSM II is VUL- A 102 & VUL-B 104.
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PSELII IFS-A118722
Edition 4/2009