The average annual total returns reflect the reinvestment of all dividends and capital gains, and the deduction of investment management fees, expenses, as well as the contract’s specific Mortality and Expense Risk Charge, if applicable. The returns do not reflect other life insurance policy charges (sales, administration, and actual cost of insurance) nor any applicable surrender or lapse charges, which would significantly lower the stated returns.

The 7-Day Current Net Yield quotation more closely reflects the current earnings of the fund than the total return quotation.

Returns of less than one year are not annualized. 

The table above shows the historical performance of the select Sub-Accounts of the Separate Account available under this Contract. The returns reflect hypothetical investment experience, as if the Contract had been in existence since the inception of the Sub-Accounts, except where the separate account inception date pre-dates the inception of the Sub-Accounts. Please see the product prospectus for information related to the Contract's specific Separate Account.

PLEASE REVIEW THIS MATERIAL WITH A CURRENT VARIABLE LIFE PRODUCT AND/OR FUND PROSPECTUS.

Investors should consider the contract and the underlying portfolios' investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and the underlying portfolio prospectus contain information relating to investment objectives, risks, and charges and expenses as well as other important information. You should read the prospectuses carefully before investing.

Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. For cost and complete details for coverage, contact your licensed financial professional or refer to the prospectus.

An investment in the money market portfolio is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment as $1 per share, it is possible to lose money by investing in the fund.

††Since Inception returns are presented for investment options with less than ten years of performance, otherwise the performance reflects for the ten year period.

1. Closed to new and subsequent premium payments and transfers of Account Value.

2. Closed to all premium payments and transfers of account value for policies issued on or after 5/2/2005.

3. Policies issued prior to 10/3/2005 will receive Initial Class shares.

4. Closed to investment for new policies. Fund continues to be available for policies issued prior to 5/1/2006.

5. Closed to investment for new policies. Fund continues to be available for policies issued prior to 10/12/2009.

Variable life insurance products discussed in this material are distributed by Pruco Securities, LLC (Member SIPC).

Union Security Wall Street Series VUL220^TM is a flexible premium variable universal life insurance policy. The policy form number is L22 and for unisex issues L22-U and is issued by Union Security Insurance Company. In certain states, the policy form number may be followed by a state abbreviation. Features may vary by state.
 
Union Security Wall Street Series VUL500^TM is a flexible premium variable universal life insurance policy. The policy form number is L24 and for unisex issues L24-U and is issued by Union Security Insurance Company. In certain states, the policy form number may be followed by a state abbreviation. Features may vary by state.