Dryden Financial Services Fund

Fund Share Prices as of market close, 11/20/2009

	NAV^#	CHANGE^##
Class A (Symbol: PFSAX)	11.90	-0.08
Class B (Symbol: PUFBX)	11.14	-0.08
Class C (Symbol: PUFCX)	11.14	-0.08
Class Z (Symbol: PFSZX)	12.14	-0.08

# "NAV" (Net Asset Value) is the $U.S. value of a single share of a fund, excluding any sales charges.

## "CHANGE" shows the change in $U.S. value over the previous day:

= Gain,

= Loss,

= No Change.

See Prices and Yields of other JennisonDryden mutual funds.

Past performance does not guarantee future results and current performance may be lower or higher than the past performance data quoted. The investment return and principal value will fluctuate and shares when sold may be worth more or less than the original cost. Maximum sales charges: Class A, 5.5%; Class B, 5.0%; and Class C, 1.0%.

Average Annual Total Returns

	Total Return (with sales charges) as of 10/31/2009				Total Return (without sales charges) as of 10/31/2009				Lipper Average as of 10/31/2009
Class	A	B	C	Z	A	B	C	Z
Year-to-Date	N/A	N/A	N/A	N/A	75.72	74.26	74.55	75.92	29.45
1-Year	66.83	70.12	74.12	76.99	76.54	75.12	75.12	76.99	19.03
3-Year	2.80	3.23	3.97	5.03	4.76	3.97	3.97	5.03	-13.44
5-Year	7.06	7.34	7.47	8.56	8.28	7.47	7.47	8.56	-2.26
10-Year	7.54	7.33	7.33	8.41	8.15	7.33	7.33	8.41	4.72
Since Incpt.	7.11	6.89	6.89	7.97	7.70	6.89	6.89	7.97	4.34

See Daily Returns and Quarterly SEC Standardized Performance.

See Calendar Year Performance for the Dryden Financial Services Fund.

Total return describes the return to the investor before any sales charges are imposed. Lipper average is unmanaged, is based on the average return of all funds in this category, and does not take into consideration applicable sales charges. Unless noted otherwise, Lipper averages and index returns reflect performance beginning the closest month-end date to the Fund's inception. Benchmark since inception average is based on Class A inception date. SEC standardized return describes the return to the investor after maximum sales charges are imposed. All returns assume share price changes, as well as the compounding effect of reinvested dividends and capital gains. Returns may reflect fee waivers and/or expense reimbursements. Without such, returns would be lower.

Inception: Class A, B, C, and Z, 6/30/1999.

Morningstar Ratings as of 10/31/2009

Class	Overall	3-Year	5-Year	10-Year
A	out of 107 funds	out of 107 funds	out of 101 funds	out of 59 funds
B	out of 107 funds	out of 107 funds	out of 101 funds	out of 59 funds
C	out of 107 funds	out of 107 funds	out of 101 funds	out of 59 funds
Z	out of 107 funds	out of 107 funds	out of 101 funds	out of 59 funds

The Morningstar Rating may not be customarily calculated based on adjusted historical returns. If so, this investment's independent Morningstar Rating metric is compared against the retail mutual fund universe breakpoints to determine its hypothetical rating for certain time periods. Other share classes may have different performance characteristics. Past performance does not guarantee future results. For each fund with at least a 3-year history, Morningstar calculates a Morningstar rating (based on a Morningstar risk-adjusted return measure that accounts for variation in a fund's monthly performance, including the effects of sales charges), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, and the next 35% receive 3 stars (each share class is rated separately, which may cause slight variations in the distribution percentages). The overall Morningstar rating for a fund is derived from a weighted average of the performance figures associated with its 3-, 5-, and 10-year (if applicable) Morningstar rating metrics. The Fund was rated against U.S.-domiciled funds.
© 2009 Morningstar, Inc. All rights reserved. The information contained herein (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete, or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information.

Growth of $10,000

	Fund Return	$26,475
Class A	^*Benchmark Return	$19,596

^*Lipper Global Financial Services Funds Average

This chart represents historical performance and does not assume the effects of sales charges. If shown with sales charges, performance would have been lower. Lipper Global Financial Services Funds Average includes funds that invest primarily in equity securities of domestic and foreign companies engaged in providing financial services, including but not limited to banks, finance companies, insurance companies, and securities/brokerage firms. An investment cannot be made directly in an index.

Fund Facts & Holdings

Objective: Seeks to provide long-term capital appreciation. There can be no assurance that the Fund's objective will be achieved.

Dividends: Paid annually, if any.

Capital Gains: Paid annually, if any.

See Dividend and Capital Gains Distributions.

See most recent complete Portfolio Holdings list.

The following information is as of 10/31/2009 and is subject to change.

Total Net Assets: $155 million

Largest Stock Holdings (% of Assets)
DnB NOR ASA	5.4 %
Dah Sing Banking Group	4.2
Ameriprise Financial	4.1
Banco Espirito Santo S/A	4.1
Bank of Nova Scotia	4.1
Standard Chartered PLC	3.8
Hartford Financial	3.8
Itau Unibanco Banco Multiplo	3.7
Toronto-Dominion Bank	3.4
National Bank of Canada	3.3
Top Ten (of 39)	39.9 %

Sector Breakdown (% of Assets)
Financials	92.9 %
Information Technology	0.1
Cash & Equivalents	6.9

Largest Industries (% of Assets)
Banks	55.0 %
Insurance	12.3
Diversified Financials	10.5
Capital Markets	9.8
Consumer Finance	2.7

Geographic Concentration
United States	33.7 %
Canada	10.9
Brazil	7.0
Norway	6.4
France	5.2
Japan	4.4
Hong Kong	4.2
Portugal	4.1
Other	17.2
Cash & Equivalents	6.9

Fund Statistics
Average Weighted Market Capitalization ($mil)	32,028.5
P/E Ratio	14.9
Standard Deviation (3 Year)	27.18
Turnover Ratio (%)	176

All data is unaudited and subject to change.

The Fund may not be appropriate for all investors. The Fund focuses its investments in the financial services sector, thereby increasing its vulnerability to any single economic, political, or regulatory developments. The Fund is nondiversified, so a loss resulting from a particular security or sector will have a greater impact on the Fund's return. The Fund may invest in: foreign securities, which are subject to currency fluctuation and political uncertainty; short sales, which involve costs and the risk of potentially unlimited losses; and derivative securities, which may carry market, credit, and liquidity risks. These risks may result in greater share price volatility. There is no assurance the Fund's objective will be achieved.

Average weighted market capitalization is the average market capitalization of stocks in a fund, each weighted by its proportion of assets. Beta measures a fund's sensitivity to changes in the overall market relative to its benchmark. Standard deviation depicts how widely returns vary around its average and is used to understand the range of returns most likely for a given fund. A higher standard deviation generally implies greater volatility. Turnover (12-month) is the rate of trading in a portfolio; higher values imply more frequent trading. MSCI World Financials ex-Real Estate Index (also referred to as MSCI Finance ex-Real Estate Index) is an unmanaged, cap-weighted index that monitors the performance of financial stocks from around the world. This index excludes real estate. An investment cannot be made directly in an index. Due to data availability, statistics may not be as of the current reporting period.

Source: Prudential Investment Management, Inc. (PIM) and Lipper Inc. PIM is a Prudential Financial company. Source of Sector classification: S&P/MSCI.

Fund Managers

Tracing its roots to 1928, Wellington Management Company LLP is one of the largest independent investment management firms in the world. Wellington Management is a private firm whose sole business is investment management and who serves clients worldwide. Mark Lynch is the portfolio manager for the Dryden Financial Services Fund.

Mark Lynch , CFA, senior vice president, partner, portfolio manager, and global industry analyst for Wellington Management Company, is a portfolio manager of the Dryden Financial Services Fund and the leader of Wellington Management's Financial Services Analyst Team. As a global industry analyst specializing in American, Australian, and Canadian banks, he has covered American banks since 1984. Mark was recognized by Reuters as one of the top analysts covering any sector in 1999 and named as one of the two best regional bank analysts by American Banker in 1994. Starting in 1991 and continuing for four consecutive years, Institutional Investor named him one of its analyst "All Stars" in its annual poll of institutional investors. Prior to joining Wellington in 1994, Mark analyzed banks at Lehman Brothers in New York (1992-1994) and at Bear Stearns (1986-1992). He was a research analyst at Value Line, Inc., covering banks, thrifts, food companies, electrical equipment firms, and retailers (1984-1986). Mark received his A.B. in European history, magna cum laude, from Harvard College (1982). A Chartered Financial Analyst, Mark is on the board of directors of the BancAnalysts Association of Boston and is a former board member of the national Bank Financial Analysts Association.

Prospectus & Shareholder Reports

Dryden Financial Services Fund:

Statement of Additional Information

See Sales Load Breakpoints.

See Prospectuses & Shareholder Reports of other JennisonDryden funds.