JPMorgan Insurance Trust Intrepid Mid Cap Portfolio

INVESTMENT OBJECTIVE
The Insurance Trust Intrepid Mid Cap Portfolio seeks long-term capital growth by investing primarily in equity securities of companies with intermediate capitalizations. Under normal circumstances, at least 80% of the Portfolio’s assets will be invested in common and preferred stocks, rights, warrants, convertible securities and other equity securities of mid-cap companies. There can be no assurance that the investment objective can be achieved.
INVESTMENT DISCIPLINE
The Insurance Trust Intrepid Mid Cap Portfolio invests in a broad portfolio of common stocks that the portfolio management team believes are undervalued and/or have strong growth potential. It combines a “value” style strategy, which focuses on identifying securities that have a market price below what the Portfolio’s adviser believes they are worth, with a “growth” style strategy, which focuses on identifying securities that the adviser believes have above-average growth potential over a long-term horizon. The portfolio management team applies an active equity management style to identify value- and growth-oriented securities with momentum. The portfolio may invest in derivative securities, which may carry market, credit, and liquidity risks.

Performance (As of 12/31/2009)

Performance Chart

	YTD	1-YEAR	3-YEAR	5-YEAR	10-YEAR	SINCE INCEPTION
PORTFOLIO: Class I	35.66	35.66	-5.13	2.67	4.84	8.31
RUSSELL MIDCAP INDEX	40.48	40.48	-4.59	2.43	4.98	9.77

PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. THE INVESTMENT RETURN AND PRINCIPAL VALUE OF AN INVESTMENT WILL FLUCTUATE SO THAT AN INVESTOR'S UNITS, WHEN REDEEMED, MAY BE WORTH MORE OR LESS THAN THEIR ORIGINAL COST. CURRENT PERFORMANCE MAY BE LOWER OR HIGHER THAN THE PAST PERFORMANCE DATA QUOTED. PERFORMANCE INFORMATION AS OF THE MOST RECENT MONTH-END IS AVAILABLE AT WWW.PRUDENTIAL.COM.

The rates of return reflect the reinvestment of all dividends and capital gains, and the deduction of investment management fees and expenses. They do not reflect charges specific to your contract such as cost of insurance, mortality and expense risk charges, riders and sales charges. If they did, the performance quoted would be significantly lower. For the specific charges and expenses associated with your product, please refer to the prospectus. Returns of less than one year are not annualized. For variable life insurance products, refer to the hypothetical illustrations in the prospectus, which show the effect on performance of various assumptions regarding the cost of insurance protection. You may also obtain a personalized illustration of historical performance, which reflects the cost of your policy's insurance protection.

Fund Facts & Holdings (As of 12/31/2009 unless noted otherwise)

Portfolio Data²

Inception Data-Class I : 3/30/1995
Net Assets : $42.8 Million
Number of Holdings : 246

Largest Stock Holdings (% of Assets)¹
Sempra Energy	1.4%
Computer Sciences	1.1
Affiliated Computer Services	1.1
Life Technologies	1.0
Western Digital	1.0
Jarden	1.0
Amerisourcebergen	1.0
Nabisco Group Holdings	1.0
NRG Energy	1.0
L-3 Communications Holdings	1.0

Sector Breakdown (% of Assets)¹
Consumer Discretionary	18.0%
Financials	17.9
Information Technology	14.6
Industrials	11.8
Health Care	9.4
Utilities	8.5
Materials	6.9
Energy	6.0
Consumer Staples	3.9
Telecommunication Services	1.6

PORTFOLIO MANAGEMENT

Silvio Tarca, Lead Portfolio Manager, is a Managing Director and CFA charterholder. Mr. Tarca has been with JPMorgan Chase or its affiliates and/or predecessor firms since 2000. Prior to managing funds, he served as a quantitative research analyst in the Emerging Markets Equity Group.

Robert Weller, Portfolio Manager, is a Vice President and CFA charterholder. Mr. Weller has been with JPMorgan Chase or its affiliates and/or predecessor firms since 1997. Prior to 2003 when Mr. Weller began managing funds, he worked in the JPMorgan Private Bank Target Portfolio Manager group.

Jason Alonzo, Portfolio Manager, is a Vice President. Mr. Alonzo has been with JPMorgan Chase or its affiliates and/or predecessor firms since 2000. Prior to managing funds, he served as an investment assistant in the U.S. Equity Group.

FIRM OVERVIEW

JPMorgan was founded in 1871 and is one of the largest and most comprehensive investment management firms.
JPMorgan Asset Management maintains a presence in 23 countries, with 250 career analysts and over 600 investment management professionals globally.
As of 12/31/2009 the firm manages over $1.3 trillion dollars in assets under managment.

Investors should consider the contract and the underlying portfolios' investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and the underlying portfolios' prospectus contain this and other important information. Read them carefully before investing or sending money.

FOR USE WITH THE PUBLIC ONLY WHEN PRECEDED OR ACCOMPANIED BY A CURRENT VARIABLE PRODUCT PROSPECTUS, PRODUCT MATERIAL (product brochure or illustration) AND THE CURRENT MONTHLY PERFORMANCE REVIEW FOR THE SPECIFIC PRODUCT.

¹Source: JP Morgan. Holdings are unaudited and subject to change. All data came to Prudential Financial directly from JP Morgan. Prudential Financial does not guarantee the accuracy or completeness thereof. Negative holding percentages reflect outstanding trades at period end.

Variable life insurance and variable annuities are issued by The Prudential Insurance Company of America, Newark, NJ, Pruco Life Insurance Company, Pruco Life Insurance Company of New Jersey, both located in Newark, NJ, or Prudential Annuities Life Assurance Corporation, Shelton, CT. Variable life insurance is distributed by Pruco Securities LLC, Newark, NJ. Variable annuities are distributed by Prudential Annuities Distributors, Inc., Shelton, CT. Both are members SIPC. All are Prudential Financial companies. Each company is solely responsible for their own respective financial conditions and contractual obligations.

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0165534-00001-00
Ed. 11/2009