The Basics of Planning

With so much information about retirement available, where should you start?

Most people don’t spend a lot of time thinking about retirement.  Right now, you may have other immediate financial concerns such as car payments, rent, school loans, or starting a family. But if you start planning and saving early, you’ll have a more secure retirement.

We know you’re busy. That’s why we created one place where you can efficiently gather and review all the information you need to create your retirement strategy.

• Choosing Your Retirement Plan Investments
• New Fee Disclosures
• Picturing Retirement: How Much Will You Need?
• Retirement Investing 101
• Retirement Savings—Where to Begin
• Roth Contributions…An Exciting Retirement Savings Feature
• Roth IRA Conversions
• Should I Open an IRA?
• Should I open a Roth IRA?
• Starting Early: It Pays Off Now...and Later
• The Importance of Your Contributions
• Time Is Money: The Magic of Compounding
• Understanding Cash Balance Retirement Plans
• Understanding Roth “In-Plan” Rollovers
• What Is Dollar Cost Averaging?
• What Is the Difference Between a Roth IRA and a Traditional IRA?
• What kind of investor am I?

• Consolidating Your Debt
• Establishing a Budget