PruLife Custom Premier II

	Average Annual Total Returns As of 11/30/2012							Average Annual Total Returns As of 9/30/2012
Investment Option Subaccounts	Inception Date	YTD %	1 Year %	3 Years %	5 Years %	10 Years %	Since Inception %	1 Year %	5 Years %	10 Yrs/Since Inception %
Specialty:
AST Cohen Steers Realty	12/22/97	11.16	16.00	17.68	4.10	12.05	8.78	29.24	2.34	12.09
AST T. Rowe Price Natural Resources	04/28/95	1.21	-3.49	2.01	-4.01	11.21	10.55	15.26	-3.55	12.25
Natural Resources	04/17/89	-4.66	-10.72	0.57	-2.79	15.69	12.63	13.53	-1.30	16.78
Dreyfus Socially Responsible Growth	01/02/01	10.62	9.61	9.47	2.09	5.20	0.08	24.66	2.48	6.74
MFS Utilities Series IC	01/03/95	10.75	12.16	12.14	2.30	14.55	12.09	21.01	3.25	15.53
Neuberger Berman AMT Socially Responsive	05/01/06	9.60	9.14	10.98	0.59	N/A	2.71	20.48	0.10	2.66
Global/International Equity:
AST JPMorgan International Equity	05/17/89	16.97	14.50	4.82	-2.28	7.06	6.00	19.39	-3.15	7.26
AST MFS Global Equity	10/19/99	19.65	17.95	9.92	2.10	9.15	5.37	25.69	1.56	9.79
Global	04/17/89	14.54	13.53	6.68	-2.50	6.51	5.98	23.75	-2.69	8.00
SP International Growth	09/22/00	17.91	14.74	5.20	-5.32	6.30	-0.93	21.15	-5.41	7.29
SP International Value	09/22/00	12.58	10.49	2.83	-4.70	7.06	1.82	14.04	-5.29	7.32
Janus Aspen Series Overseas	08/03/94	3.33	-2.05	-2.74	-5.89	10.89	9.40	3.11	-5.75	11.77
Large-Cap Growth:
AST Marsico Capital Growth	12/23/97	11.48	10.03	9.95	-0.88	6.24	5.54	27.77	-0.38	6.90
AST MFS Growth	10/15/99	16.04	13.88	10.04	0.54	5.58	0.75	26.95	1.02	6.84
AST T. Rowe Price Large Cap Growth	05/02/96	16.41	14.70	11.21	3.53	6.74	5.05	30.37	3.29	8.05
Jennison	05/01/95	15.38	13.04	10.16	2.77	6.97	7.65	25.94	3.43	8.49
Jennison 20/20 Focus	05/03/99	9.89	6.94	5.70	1.25	8.65	5.78	19.69	1.64	10.53
Large-Cap Blend:
Equity	04/17/89	11.80	9.31	7.47	0.32	6.69	8.54	22.81	0.56	8.15
Stock Index	04/17/89	14.56	15.73	10.83	1.02	5.95	8.67	29.77	0.73	7.61
Large-Cap Value:
AST BlackRock Value²	10/20/00	10.80	12.51	7.86	-1.88	5.86	3.07	26.66	-2.55	7.17
AST Large Cap Value	01/04/94	12.09	13.80	7.00	-3.60	3.09	5.16	26.51	-4.41	4.39
Value	02/19/88	11.09	10.60	6.87	-1.06	6.93	7.85	22.79	-1.68	8.46
Mid-Cap Growth:
AST Goldman Sachs Mid-Cap Growth	04/28/00	17.00	16.53	13.10	5.13	9.12	-2.43	34.34	4.25	10.13
AST Neuberger Berman Mid-Cap Growth⁴	10/18/94	11.04	8.48	15.26	1.23	9.02	7.53	23.37	1.14	10.16
SP Prudential U.S. Emerging Growth	09/22/00	14.98	13.23	13.81	5.16	11.70	3.63	28.91	4.91	13.83
Mid-Cap Blend:
Dreyfus MidCap Stock-Service Shares	05/04/98	16.11	16.36	15.71	1.59	4.05	2.81	31.63	0.45	4.56
JPMorgan Insurance Trust Intrepid Mid Cap	03/30/95	13.91	14.88	12.21	2.09	8.02	8.58	27.39	1.06	8.89
Mid-Cap Value:
American Century VP Mid Cap Value	12/02/04	13.95	15.95	12.09	5.27	N/A	7.39	25.57	3.64	7.36
Small-Cap Growth:
AST Federated Aggressive Growth³	10/18/00	16.73	15.00	12.65	-0.22	10.24	3.09	39.24	0.95	12.42
AST Small Cap Growth	01/04/94	9.40	8.96	16.89	5.25	6.79	6.07	23.47	4.93	8.37
Small-Cap Blend:
Small Capitalization Stock	04/25/95	12.24	13.56	15.50	3.93	9.26	9.67	32.69	2.93	10.28
Small-Cap Value:
AST Small-Cap Value	12/31/96	13.94	14.65	13.11	3.48	8.25	7.38	31.46	2.19	9.11
SP Small Cap Value	09/22/00	12.23	13.28	14.07	4.31	8.34	6.91	31.98	3.06	9.05
Balanced:
AST JPMorgan Strategic Opportunities	05/03/93	9.36	9.52	6.80	3.11	6.31	5.95	13.61	2.80	6.85
Fixed Income:
AST PIMCO Limited Maturity	04/28/95	4.40	4.89	3.21	4.35	3.93	4.83	4.69	4.65	3.96
AST PIMCO Total Return	01/03/94	9.05	10.62	6.09	6.57	5.85	6.43	9.92	7.13	5.90
AST T. Rowe Price Global Bond	07/18/94	5.32	6.07	3.91	4.74	5.79	3.94	5.98	5.36	5.77
Diversified Bond	04/17/89	10.09	11.38	9.40	8.70	7.24	7.63	10.75	8.82	7.13
High Yield Bond	04/17/89	12.63	15.51	11.54	9.09	9.63	7.50	17.85	8.51	10.02
Money Market:
Money Market 7-Day Current Net Yield as of 11/30/2012:-0.10%	04/17/89	-0.04	-0.05	-0.04	0.62	1.67	3.56	-0.05	0.79	1.70
Asset Allocation Profile:
AST Balanced Asset Allocation	12/05/05	10.84	10.93	7.39	1.50	N/A	3.91	17.74	1.59	4.02
AST BlackRock Global Strategies¹	04/29/11	10.28	10.75	N/A	N/A	N/A	1.35	15.10	N/A	1.04
AST Preservation Asset Allocation	12/05/05	9.36	10.10	6.85	3.23	N/A	4.75	13.92	3.46	4.83
AST Wellington Management Hedged Equity¹	12/05/05	9.35	9.22	7.19	-2.27	N/A	1.88	16.82	-2.62	1.87
TOPS Aggressive Growth ETF	04/26/11	12.95	12.04	N/A	N/A	N/A	-1.41	23.74	N/A	-1.78
TOPS Balanced ETF	04/26/11	9.88	9.99	N/A	N/A	N/A	3.08	15.80	N/A	2.99
TOPS Capital Preservation ETF	04/26/11	8.84	9.61	N/A	N/A	N/A	4.74	13.25	N/A	4.99
TOPS Growth ETF	04/26/11	12.75	12.04	N/A	N/A	N/A	4.89	22.86	N/A	5.17
TOPS Moderate Growth ETF	04/26/11	12.37	11.03	N/A	N/A	N/A	1.71	19.01	N/A	1.44
TOPS Protected Balanced ETF	06/09/11	6.57	7.00	N/A	N/A	N/A	3.58	8.48	N/A	3.62
TOPS Protected Growth ETF	04/26/11	5.28	4.71	N/A	N/A	N/A	-0.56	7.99	N/A	-0.34
TOPS Protected Moderate Growth ETF	06/09/11	6.32	6.31	N/A	N/A	N/A	2.99	8.77	N/A	3.18

The average annual total returns reflect the reinvestment of all dividends and capital gains, and the deduction of investment management fees, expenses, as well as PruLife^® Custom Premier II's specific Mortality and Expense Risk Charge. The returns do not reflect other life insurance policy charges (sales, administration, and actual cost of insurance) nor any applicable surrender or lapse charges, which would significantly lower the stated returns. For these returns, we assume, hypothetically, that the contract was allocated each underlying portfolio from the date the portfolio was first made available through the separate account that supports your variable life policy or, in cases in which the portfolio was created after the separate account, from the portfolio inception date. You may obtain a personalized illustration of historical performance, from your licensed financial professional, which reflects the cost of your policy's insurance protection.

The yield quotation more closely reflects the current earnings of the Money Market Portfolio than the total return quotation.

For these returns, we assume, hypothetically, that the contract was allocated each underlying portfolio from the date the portfolio was first made available through the separate account that supports your variable life policy, or, in cases in which the portfolio was created after the separate account, from the portfolio inception date. You may obtain a personallized illustration of historical performance from your licensed financial professional, which reflects the cost of your policy's insurance protection.

The chart above shows the historical performance of the subaccounts of Pruco Life's Variable Universal Account. The subaccounts are available through PruLife^® Custom Premier II insurance policies.

The returns may reflect hypothetical investment experience as though PruLife^® Custom Premier II has been in existence since the inception of the separate account or introduction of the indicated portfolio within the account. PruLife^® Custom Premier II was first offered in May 2004.

¹Effective April 29, 2011, the following investment option changes took effect. The Prudential Series Fund SP Growth Asset Allocation Portfolio merged into the Advanced Series Trust (AST) BlackRock Global Strategies Portfolio. The AST Aggressive Asset Allocation Portfolio was renamed the AST Wellington Management Hedged Equity Portfolio.

²The AST Value Portfolio was renamed the AST BlackRock Value Portfolio. The effective date of this change was January 24, 2011.

³Effective May 1, 2011, the AST Neuberger Berman Small Cap Growth Portfolio merged in to the AST Federated Aggressive Growth Portfolio.

⁴Effective November 19, 2007 AST Neuberger Berman Mid Cap Growth is closed to new investments.

PLEASE REVIEW THIS MATERIAL WITH A CURRENT VARIABLE PRODUCT PROSPECTUS, PRODUCT MATERIAL (product brochure or illustration).

Investors should consider the contract and the underlying portfolios' investment objectives, risks, and charges and expenses carefully before investing. The contract's prospectus and the underlying portfolio prospectus contain information relating to investment objectives, risks, and charges and expenses as well as other important information. You should read the prospectuses carefully before investing.

An investment in the Prudential Series Fund Money Market Portfolio is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the Portfolio seeks to preserve the value of your investment at $10.00 per share, it is possible to lose money by investing in the Portfolio. The yield quotation more closely reflects the current earnings of the Money Market Portfolio than the total return quotation.

Investing in a particular sector increases vulnerability to any single economic, political, or regulatory developments. Small cap stocks may be subject to more erratic movements than large cap stocks; foreign securities are subject to currency fluctuation and political uncertainty. Fixed income investments are subject to interest rate risks, and their value will decline as interest rates rise. These risks may result in greater share price volatility.

With respect to the SP Portfolios of The Prudential Series Fund, Inc., the Portfolio's investment manager (Prudential Investments LLC) is absorbing a portion of the expenses of certain portfolios. That expense absorption may be discontinued at any time. Absent such expense absorption, the performance quoted would be lower. Performance returns without the expense absorption are available without charge upon request from your variable life and variable annuity customer service call centers.

The Prudential Series Fund and Advanced Series Trust(AST) investment portfolios are available to the public only through variable life and variable annuity contracts. The performance of these portfolios is not related to that of any other retail mutual funds, despite any similarities in their names, investment objectives or policies.

Life insurance policies contain exclusions, limitations, reductions of benefits, and terms for keeping them in force. For cost and complete details for coverage, contact your licensed financial professional or refer to the prospectus.

PruLife^® Custom Premier II is issued by Pruco Life Insurance Company (except in New York and New Jersey, where it is issued by Pruco Life Insurance Company of New Jersey), and is distributed by Pruco Securities LLC (member SIPC). Both Pruco Life companies are located at 213 Washington Street, Newark, NJ 07102-2992 and Pruco Securities LLC is located at 751 Broad Street, Newark, NJ 07102-3777. All are Prudential Financial companies. Each company is solely responsible for its own respective financial conditions and contractual obligations. Prudential, Prudential Investments, the Prudential logo and Rock Symbol are service marks of Prudential Financial, Inc., and its related entities, registered in many jurisdictions worldwide.

The policy contract number for PruLife^® Custom Premier II is VUL-2004.

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0174450-00008-00
Edition 11/2012