LI Tool

How many children do you plan to send to college?

Number of children. Use the up and down keys to change the number.

Assets
Income
Expenses
Results

Life Insurance

How much life insurance do you currently have?

Include employer group insurance and personal insurance.
Enter amount in dollars
Funds

Savings & Investments

How much money do you have in savings and investment accounts?

Include bank accounts, CDs, stocks, bonds, mutual funds, real estate, etc.
Enter amount in dollars

Retirement

How much money do you have in retirement accounts?

Include 401(K)s, IRAs, pensions, profit sharing plans, etc.
Enter amount in dollars
Income

Income

How much annual income would your family need if something were to suddenly happen to you?

Enter a number that?s between 60-80% of total income depending on how much you think your family will need. Include all salaries, dividends, interest and any other sources of income.
Enter amount in dollars

Spouse/Partner

How much annual income is available to your family from sources other than your income?

Include any dividends, interest, spouse's/partner's income and Social Security. Do not include your salary.
Enter amount in dollars
Years

How many years would your family need support?¹

If you suddenly weren't there, how many years do you think your family would need to replace the loss of your income?
Debt

How much debt do you have?

Include your mortgage balance, credit card debts, car loans, student loans, home equity loans, etc.
Enter amount in dollars
College

How much do you think you?ll pay for your children?s college educations?

Average costs for 2013/2014, including tuition, room and board.
Source: The College Board (opens in new window)

Public, in-state: $91,304 / 4 years
Public, out-of-state: $144,544 / 4 years
Private: $179,000 / 4 years
Enter amount in dollars
Funeral

How much would your family need to pay for funeral costs?

The cost shown below is the national average.
Adjust it to match your needs.
Source: National Funeral Directors of America (opens in a new window)
Enter amount in dollars
The Value of All You Do

How much would your family need to spend to cover all the things you do for them?

Based on your results from
.

Did you know the things you do for your family?the cooking, errands, and caring for the kids?all have a financial value too?

So when you're thinking about protecting your family, it's important to include The Value of All You Do.

Assets
Income
Expenses
Results

You need about
$XXX,XXX
in life insurance.

For a more thorough discussion of your life insurance needs,
talk with a financial professional.

Find a Financial Professional (Opens Find a Financial Professional)

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                                <p class="value-instructions"> <span class="value-line-breakpoint-small-hide">Drag the slider to estimate how many hours you spend each week.</span> <span class="value-line-breakpoint-small-show">Drag or tap to select hrs/wk.</span> </p>
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                            <div class="value-intro-animation value-static-image-visible"><img class=value-intro-img src=images/intro-alt.png alt="">
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                            <h1 class=h1>The Value of<span class=value-line-breakpoint-small-hide> </span><br class=value-line-breakpoint-small-show>
                All You Do</h1>
                            <p class=value-line-breakpoint-small-hide>Life insurance isn't just about covering the loss of your salary. It's about making sure your family is taken care of if you're not there. Use this tool to estimate the value of all the stuff you do for your family for free every week.</p>
                            <p class=value-line-breakpoint-small-show>Life insurance is about making sure your family is taken care of if you're not there. Use this tool to estimate the value of all the stuff you do for your family.</p>
                            <button class="value-line-button value-line-button-arrow-right" tabindex=0><span class=value-line-button-content>Get Started</span>
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                                    <div class=value-label>Family</div>
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                                    <div class=value-dot></div>
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                                    <div class=value-label>Home</div>
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                                <li class=value-questions-progress-bar-years>
                                    <div class=value-dot></div>
                                    <div class=value-label>Years</div>
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                        <div class=value-line-max-width>
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                                    <li class=value-questions-slide data-question-id=family data-question-category=family data-tracking-id=family tabindex=-1>
                                        <div class=value-questions-slide-content><img class=value-question-img src=images/question-family.png alt="">
                                            <h2 class=h2>Family</h2>
                                            <p class=h3>You do so much for your family.<span class=value-line-breakpoint-small-hide> </span>
                                                <br class=value-line-breakpoint-small-show> Think about everyone you take care of.</p>
                                            <p class=value-instructions><span class=value-checkmark></span> Check all that apply</p>
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                                                    <li>
                                                        <button class=value-line-checkbox role=checkbox aria-checked=false data-answer-id=kids><span class=value-checkmark></span><span class=value-line-checkbox-text>My kids</span>
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                                                        <button class=value-line-checkbox role=checkbox aria-checked=false data-answer-id=partner><span class=value-checkmark></span><span class=value-line-checkbox-text>My spouse/partner</span>
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                                                    <li>
                                                        <button class=value-line-checkbox role=checkbox aria-checked=false data-answer-id=relatives><span class=value-checkmark></span><span class=value-line-checkbox-text>My parents/relatives</span>
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                                            <div class=visuallyhidden>
                                                <button class="value-line-button value-questions-nav-prev value-line-button-white"><span class=value-line-button-content>Back.</span><span> Click to go to previous page.</span>
                                                </button>
                                                <button disabled class="value-line-button value-questions-nav-next"><span class=value-line-button-content>Next.</span><span> Click to save your selections and go to the next page. Do not bypass this button using a screenreader.</span>
                                                </button>
                                            </div>
                                        </div>
                                    </li>
                                    
                                    <li class=value-questions-slide data-question-id=years data-question-category=years data-tracking-id=howmanyears data-active-category=family tabindex=-1>
                                        <div class=value-questions-slide-content>
                                            <h2 class="h2 value-line-breakpoint-small-hide">How many <span>more years</span> will your family need you to:</h2>
                                            <div class="value-active value-question-half value-line-left value-years-family value-summary-active" data-category=family data-last-interacted=summary tabindex=-1>
                                                <div class="value-years-top value-years-summary"> <img class=value-question-img src=images/question-years-family.png alt="">

<h2 class="h2 value-line-breakpoint-small-show">How many <span>more years</span> will your family need you to take care of them?</h2>
                                                    <p class="h3 value-line-breakpoint-small-hide">Take care of them?</p>
                                                    <p class=value-line-breakpoint-small-show>Include <span class=value-years-include-list-sentence></span>.</p>
                                                    <div class=value-line-breakpoint-small-show>
                                                        <p class=value-warning>Changing this will override customized inputs</p>
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                                                    <div class="value-slider value-slider-years-label family" data-sets-category=years-family data-slider-min=0 data-slider-max=40 data-slider-value=20 data-slider-tooltip-label=" years" data-slider-tooltip-label-aria=" years"></div>
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                                                        <p class=value-warning>Changing this will override customized inputs</p>
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                                                    <div class=value-line-breakpoint-small-hide>
                                                        <div class=value-instructions>Include:</div>
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                                                <div class="value-years-bottom value-years-customize">
                                                    <h2 class="h2 value-line-breakpoint-small-show">How many more <span>years</span> will your family need you to:</h2>
                                                    <ul class=value-years-customize-list>
                                                    </ul>
                                                </div>
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                                            <div class="value-question-half value-line-right value-years-home value-summary-active" data-category=home data-last-interacted=summary tabindex=-1>
                                                <div class="value-years-top value-years-summary"> <img class=value-question-img src=images/question-years-home.gif alt="">
                                                    <h2 class="h2 value-line-breakpoint-small-show">How many more <span>years</span> will your family need you to do work around the house?</h2>
                                                    <p class="h3 value-line-breakpoint-small-hide"><span class=visuallyhidden>How many more years will your family need you to </span>Do work around the house?</p>
                                                    <p class=value-line-breakpoint-small-show>Include <span class=value-years-include-list-sentence></span>.</p>
                                                    <div class=value-line-breakpoint-small-show>
                                                        <p class=value-warning>Changing this will override customized inputs</p>
                                                    </div>
                                                    <div class="value-slider value-slider-years-label home" data-sets-category=years-home data-slider-min=0 data-slider-max=40 data-slider-value=20 data-slider-tooltip-label=" years" data-slider-tooltip-label-aria=" years"></div>
                                                    <div class=value-line-breakpoint-small-hide>
                                                        <p class=value-warning>Changing this will override customized inputs</p>
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                                                    <div class=value-line-breakpoint-small-hide>
                                                        <div class=value-instructions>Include:</div>
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                                                <div class="value-years-bottom value-years-customize">
                                                    <h2 class="h2 value-line-breakpoint-small-show">How many more <span>years</span> will your family need you to:</h2>
                                                    <ul class=value-years-customize-list>
                                                    </ul>
                                                </div>
                                                <p class="value-line-breakpoint-small-show value-choose-one value-warning">Please select more than zero for at least one option to continue.</p>
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                                            <p class="value-line-breakpoint-small-hide value-choose-one value-warning">Please select more than zero for at least one option to continue.</p>
                                            <div class=visuallyhidden>
                                                <button class="value-line-button value-questions-nav-prev value-line-button-white"><span class=value-line-button-content>Back.</span><span> Click to go to previous page.</span>
                                                </button>
                                                <button disabled class="value-line-button value-questions-nav-next"><span class=value-line-button-content>Next.</span><span> Click to save your selections and go to the next page. Do not bypass this button using a screenreader.</span>
                                                </button>
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                                    </li>
                                    
                                </ul>
                                
                            </div>
                        </div>

</section>
                    
                    <section class="value-line-pane value-line-pane-3 value-results" tabindex=-1>
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                            <button class="value-line-button-as-link value-go-back"><span class="value-go-back-text value-line-button-content">Back</span>
                            </button>
                            <button class="value-line-button-as-link value-start-over"><span class="value-start-over-text value-line-button-content">Start Over</span>
                            </button>
                        </div>
                        <div class="value-results-content value-line-max-width">
                            <h2 class=h2>The Value of All You Do</h2>
                            <p class=h3>It could cost up to <span class="value-results-cost value-results-cost-per-year">$45,000 a year</span> to replace all the things you do for your family.</p>

<p class="h3 value-results-cost-total-container">That means you may need<span class=value-line-breakpoint-small-hide> </span>
                                <br class=value-line-breakpoint-small-show>
                                <span class="value-results-cost value-results-cost-total">$350,000</span> in life insurance to cover<span class=value-line-breakpoint-small-hide> </span>
                                <br class=value-line-breakpoint-small-show> the Value of All You Do.
                            </p>
                            <a target="" href=/life-insurance-needs-estimator class="value-line-button value-line-button-estimate"><span class=value-line-button-content>Estimate your total life insurance needs<span class=visuallyhidden> (opens in new window)</span></span></a>
                            <div class="value-results-footer value-line-breakpoint-small-show">
                                <p>To discuss your specific life insurance needs
                                    <br>
                                    <a target=_blank href="{{ path('byc_findfinancialadvisor_public_index" class="value-talk value-link">Find and talk to a financial professional ></a>
                                </p>
                            </div>
                            <div class=value-results-ctas>
                                <div class="value-line-half value-line-right value-results-share-container share-group">
                                    <div class=value-share-image>
                                        <ul class=value-share-image-job-list>
                                        </ul>
                                    </div>
                                    <div class=value-share-copy>
                                        <p class="h3 value-share-headline">Multitasking is your middle name</p>
                                        <p class=value-share-explanation><span class="value-results-footer value-line-breakpoint-small-hide">Show your friends all the things you do for your family.</span><span class="value-results-footer value-line-breakpoint-small-show">Share your results.</span>
                                        </p>
                                        <p class=value-share-disclaimer>No financial information will be shared.</p>
                                    </div>
                                </div>
                                <div class="value-pdf-container value-line-half value-line-left">
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                                            <div class=value-pdf-img-hover></div>
                                        </button>
                                        <div class=value-pdf-copy>
                                            <p class=h3>See a detailed summary</p>
                                            <p class=value-pdf-explanation>Share this with your family, and start a conversation about life insurance.</p>
                                            <button class="value-line-button-download value-line-button-as-link" data-download-path="{{ path('value_pdf"><span class=value-line-button-content>Download PDF<span class=visuallyhidden> of detailed summary</span></span>
                                            </button>
                                        </div>
                                    </form>
                                </div>
                            </div>
                            
                            <div class="value-results-footer value-line-breakpoint-small-hide">
                                <p>To discuss your specific life insurance needs, <a target=_blank href=# class="value-talk value-link">find and talk to a financial professional.</a>
                                </p>
                            </div>
                            <div class="value-line-breakpoint-small-show value-results-nav">
                                <button class="value-line-button value-line-button-white value-go-back"><span class="value-go-back-text value-line-button-content">Back</span>
                                </button>
                                <button class="value-line-button value-start-over"><span class="value-start-over-text value-line-button-content">Start Over</span>
                                </button>
                            </div>
                        </div>
                    </section>
                </div>

Life Insurance

Funds

Savings & Investments

Retirement

Income

Income

Spouse/Partner

Years

Debt

College

Funeral

The Value of All You Do

You need about $XXX,XXX in life insurance.

You need about
$XXX,XXX
in life insurance.