Discovery Choice SM Variable Annuity Prospectus	Printer-friendly version

• Janus Portfolio Supplement to the Prospectus
• Demutualization Supplement to the Prospectus
• NY Demutualization Supplement to the Prospectus
• Discovery Choice Variable Annuity - December Prospectus Supplement
• Discovery Choice Variable Annuity - MFS Prospectus Supplement
• Discovery Choice Variable Annuity - 05/01/2001 (All states except NY)
• Discovery Choice New York Variable Annuity - 05/01/2001 (NY only)
• Supplement to the Prospectus
• October Supplement to the Prospectus

"Pruco Life's Discovery Choice variable annuity is no longer offered to new investors. In accordance with SEC staff interpretations, Pruco Life no longer prepares or files annual updates to the SEC registration statement for Discovery Choice. Accordingly, the disclosures appearing in the Discovery Choice prospectus included here are not current, and are for historical reference purposes only."

Disclaimer

This Prospectus sets forth concise information an investor should know about this variable annuity. Investors should read and retain this Prospectus for future reference. A Statement of Additional Information has been filed with the Securities and Exchange Commission and is incorporated by reference. The Statement of Additional Information may be obtained free of charge by calling your Prudential Agent or Financial Advisor.

The Securities and Exchange Commission (SEC) maintains a Web site (http://www.sec.gov) that contains the Statement of Additional Information, material incorporated by reference, and other information regarding registrants that file with the Commission.

Call your Pruco Securities Registered Representative or your Prudential Securities Financial Advisor for more information on Prudential's annuity products, including prospectuses for variable annuities which detail risks, charges and expenses. Please read all prospectuses carefully before you invest or send money. Annuities have limitations. For costs and complete details of the coverage, call or write your Pruco Securities Registered Representative or your Prudential Securities Financial Advisor.

Discovery Choice Variable Annuity is issued by Pruco Life Insurance Company, except in New York where the issuer is Pruco Life Insurance Company of New Jersey. Discovery Choice is offered through Prudential Investment Management Services LLC. All are Prudential companies.

This Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction.